Typical Active Shooter Coverage

As with any unexpected incident, preparation and planning can minimize the effects on all concerned. An Active Shooter Insurance Program can provide you with the security of an independent limit of liability as well as clear third party coverage and optional first-party coverage.

A Typical Program Provides

  • Primary Liability Policy
  • Limits of $1,000,000 to $20,000,000
  • Clear Third Party Coverage
  • Broad definition of weapon, including firearms, explosive devices, knives, medical instrument and corrosive substances
  • Focused Risk Management Solutions:
    • On-Site Active Shooter and Security Vulnerability Assessment
    • Active Shooter Safety Action Plan Seminar
    • Crisis Management Services (public relations, media management, legal, crisis counseling, site security, restoration, etc.)
  • Funeral expenses
  • Property damage (optional coverage)
  • Business interruption (optional coverage)