The Value of Surety Bonds Suretyship is a very specialized line of insurance that is created whenever one party guarantees performance of an obligation by another party. The way project owners evaluate and manage risks on construction projects and make fiscally responsible decisions to ensure timely project completion are crucial to their success. Since private […]
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The Impact of Comorbidities on Workers’ Compensation Programs
There are numerous factors that can contribute to higher workers’ compensation expenses for an organization. Specifically, one emerging cost driver is the concern of comorbidities.
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Understanding Risk Management
Unknown events can upset even the best predictions of performance and prevent individuals and organizations from accomplishing expected results.
General Liablity
General liability insurance can protect you from a claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
Representative Did Not Have Duty To Make Specific Inspection
LOSS PREVENTION REPRESENTATIVE DID NOT HAVE DUTY TO MAKE SPECIFIC INSPECTION A fireman was seriously injured during a training exercise that required rappelling down a rope attached to a snorkel boom. The belt he was using became disconnected from the rope and he fell about 40 feet to the ground. He sued the city’s workers […]
Risk: The Cost of Doing Nothing
We have used a simple definition for Alternative Risk Transfer (ART), referring to any method used by an entity to shift the cost of a risk to another entity, but without the use of traditional (standard, commercially available) insurance. However, even this simple, broadly applicable term ignores an important aspect of ART. When an entity […]
Sample Data Breach Response Plans
You know you need a cyber attack response plan, but you aren’t sure where to start. These resources have been prepared by government agencies and not-for-profit security associations can help your team get prepare for the inevitable cyber attack: FDIC – Data Breach Response Plan: The Federal Deposit Insurance Corporation has arguably one the most […]
Cyber Insurance
Ransomware, data breach, identity theft are only some of the threats on the digital horizon. We have a full range of custom coverage to mitigate the consequences of cyber attacks.
